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First Home Buyer

You may be eligible for government assistance to help purchase your first home and understanding the Loan to Value Ratio (LVR) as a first home buyer is vital to understand your buying power and how this will affect your deposit requirements.

Residential Purchases

Bespoke Financial Advisory work collaboratively with not only yourself, but also with your solicitor and accountant so you can act with confidence in the market to buy your forever home.

Refinancing

  • Lower your Rate: A loan that was competitive when it was established can quickly lose its lustre if you forget about it. It pays to have the right team behind you to ensure your loan always stays competitive and you’re receiving the best value in the market. 
  • Restructure Existing Debts: Finding the best solution can sometimes bring real tangible benefits to you, such as releasing available equity in your property, releasing a property from being unnecessarily linked to a loan, making your loan and property structure work to your benefit. 
  • Consolidate Existing Debts: Rolling multiple debts into a single home loan will simplify your structure and help potentially lower your rate and make repayments easier. 
  • Better Features: You may be looking for greater flexibility such as unlimited additional repayments, redraw facilities, or offsetting arrangements, all of which can help you manage your finances better and grow your nest egg.

Investment Property

Our partnerships with multiple lenders in the market allows us to put together, and help choose with you, the best strategy for your residential investment purchases and/or developments.

Construction

Construction loans cover both renovations (structural and superficial works) and complete builds.
Building a home should always be an exciting and enjoyable experience, however in some cases we can run into project issues outside of our control that can cause further grievance and financial stress. Are you having issues with a current construction project? We do have finance options for unfinished properties.

Reverse Mortgages

Unlike a traditional home loan, a reverse mortgage does not require regular ongoing repayments, retirees have the option of making voluntary repayments, or none, with the flexibility of having the debt and interest accrued repaid from a future sale or estate transfer.

Transfer Of Asset(S) Finance

Transfer of asset finance can be used for succession planning, deceased estates, divorce/separation matters or simply parents looking to support their children by gifting them a property.

The Go with Bespoke

Here’s what some had to say about their experience

Anita
Simonovski

Director of Ironstone Development Group

Allan and the team at Bespoke Financial Advisory have made our dreams come true and our business flourish. I have known Allan and the team for just over two years, and in this short period of time he has done four commercial refinances for us at an estimated value of $13 million, and two new residential purchases of just over $4 million.

I could not recommend anyone more professional, understanding and knowledgeable. Thank you for keeping our dreams and visions alive and pushing them to a point we never imagined!

Heath
Stewart

Director of Ecovis Clark Jacobs

Working with Bespoke Financial has been excellent. Allan’s a good guy. In challenging times in dealing with the credit crunch in this country, engaging with people who know how to package up a deal to creditors is critical.

You need to work with financiers who totally understand transactions, understand the business and know how to package a deal towards credit. Bespoke Financial can do that.

Destiny

Co-owner of Roastville Coffee

We were concerned we really needed to get our family home and our foot in the market. We really needed to align ourselves with someone that could just execute and make it happen.

We met Allan from Bespoke at Roastville one morning, and we came in here that afternoon. Three weeks after, I got two pre-approvals and he said go shopping! So this is after probably two and a half years of seriously trying to make this all happen.

See more https://www.youtube.com/watch?v=4TXl93U_ZIM

James Harb

Co-founder and joint CEO of Nexgen Australia

The biggest challenge for me dealing with brokers in the past was I was just another number to these guys. I had to do a lot of the heavy lifting myself, and that was the biggest challenge dealing with brokers in the past. I think the confidence that we gained from having Allan in our corner is really something that’s helped us in business. Different to other brokers, Allan actually understands. He sat there and spent numerous hours in conversations about not just where we are currently but where our goals and aspirations are.

See more https://www.youtube.com/watch?v=vNHzcYjoYNg

Emad Jomaa

CEO of Nepean River Dairy & Icon Foods

Dealing with Bespoke Financial Advisory has always been almost personal but professional. Being able to approach Allan and the team with any challenges that we’ve had in terms of our financial situation, the guys basically cater for what we’re looking for in a simpler way than trying to approach a bank, especially in the last couple of years where it’s been a really challenging. Working with Allan and his team has been sensational. Allan and Bespoke have done a fantastic job in terms of helping us achieve our goals.

See more https://www.youtube.com/watch?v=zCJAyLumUHM

Patrick
Ibrahim

The team at Bespoke have been amazing at supporting me in getting this first mortgage secured. Ilias, Natalie, Danielle and Carol have all done a great job in communicating clearly what is required from me and the status of the application along the way. They also worked with my accountant directly to get what was needed which saved me a lot of time and made the whole process really efficient.

In short, I’m really happy with the experience and hope this sets the standard for all the future business we will do together.

Bill
Mallouhi

Hi Allan, hope your well and staying safe. I recently took out few refinancing loans and a new loan so 3 in total. There was a lot of work involved as you know with the new rules and tightening with new loan requirements. As I was dealing with Adrian and his assistant Ash-lee, I have to say the experience of dealing with her was something amazing, something I value and appreciate being in business myself and operate few businesses all customer service related the last 25 years owning my own business.

Paolo
Cruz

First and foremost I would like to thank Allan and the team at Bespoke Finance, special mention to Adria, Bill, Carol & James. They all went above and beyond for myself and of course my family. From where the process started especially from the position I was in it wasn’t an easy process but the whole team guidedme all the way. Especially Adrian and Bill, being there to answer my questions anytime of the day/eve.

The whole team went beyond my expectation and my family will be forever grateful. Will definitely be referring Bespoke to my friends and peers. Many Thanks

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